Department of Financial Administrationhttp://kr.cup.edu.in/handle/32116/20212024-03-29T06:10:50Z2024-03-29T06:10:50ZA STUDY ON ROLE OF FINTECH SERVICES IMPACT OF BUSINESS GROWTH SELECTED A PUBLIC SECTOR BANK IN PUNJAB; [UM ESTUDO SOBRE O IMPACTO DOS SERVI�OS DE FINTECH NO CRESCIMENTO DE NEG�CIOS SELECIONOU UM BANCO DO SETOR P�BLICO NO PUNJAB]; [UN ESTUDIO SOBRE EL PAPEL DEL IMPACTO DE LOS SERVICIOS FINTECH EN EL CRECIMIENTO EMPRESARIAL SELECCION� UN BANCO DEL SECTOR P�BLICO EN PUNJAB]Kumar, Hareesh T.http://kr.cup.edu.in/handle/32116/30712024-01-21T10:20:32Z2023-07-01T00:00:00ZA STUDY ON ROLE OF FINTECH SERVICES IMPACT OF BUSINESS GROWTH SELECTED A PUBLIC SECTOR BANK IN PUNJAB; [UM ESTUDO SOBRE O IMPACTO DOS SERVI�OS DE FINTECH NO CRESCIMENTO DE NEG�CIOS SELECIONOU UM BANCO DO SETOR P�BLICO NO PUNJAB]; [UN ESTUDIO SOBRE EL PAPEL DEL IMPACTO DE LOS SERVICIOS FINTECH EN EL CRECIMIENTO EMPRESARIAL SELECCION� UN BANCO DEL SECTOR P�BLICO EN PUNJAB]
Kumar, Hareesh T.
Purpose: The aim of this study is to examine the role of Fintech services in the growth of Selected National Bank's business. The study looked at the 3G and 4G eras, from 2008-09 through 2021-22. Theoretical Framework: The study main focus on banks are offering various services to their customer�s like Mobile banking, Internet banking, ATM and other services using 3G and 4G technology. These banks have heavy competition among themselves in providing latest and user friendly digital services to their customers to make them satisfy. Design/Methodology/Approach: The study took into account the six Fintech services related to business-to-customer. For the analysis of framed objectives, the study used a quantitative research approach. The study built the Banking Technology Index (BTI) using the six Fintech services and deemed it a proxy for the bank's operations. Findings: The study looked over the entire time period and discovered that all Fintech services have a beneficial impact on SNB's business growth. The study reveals that bank can improve the customer�s satisfaction that ultimately have the positive ripple effect on the business growth. Research, Practical & Social Implications: The study used bivariate correlation to measure the relationship of chosen Fintech services with the BTI and discovered that the majority of the services have a substantial positive link during the 3G and 4G periods. The OLS was employed to assess how Fintech services might affect BTI and it was discovered that in the 3G time, ATM influence was greater, while in the 4G period, credit cards played a critical part in SNB business growth. Originality/Value: The study provides the Fintech services during 3G and 4G period to the customer services Banking Technology Index, there is no literature that discusses the use of 3G and 4G services on modal to evaluate fintech banking services in the research area. As a result, the purpose of this paper is to make up for this void. � 2023 Spandidos Publications. All rights reserved.
2023-07-01T00:00:00ZDoes Google Trend Affect Cryptocurrency? An Application of Panel Data ApproachVerma, RuchitaSam, ShineySharma, Dhanrajhttp://kr.cup.edu.in/handle/32116/30702024-01-21T10:20:32Z2023-04-03T00:00:00ZDoes Google Trend Affect Cryptocurrency? An Application of Panel Data Approach
Verma, Ruchita; Sam, Shiney; Sharma, Dhanraj
Cryptocurrency has emerged globally as the most profitable investment asset of the decade. The media exposure and reportage on cryptocurrency are frequent, and it seems that prices of cryptocurrencies could only rise higher. In today's digital world, any individual's first go-to information-seeking platform is the Google search engine. Thus, it is imperative to understand how Google's search trend affects an investable asset and its market as a whole. Researchers have explored varied sentiment measurement proxies such as news coverage, Facebook and Twitter posts, and, most importantly, Google searches. Numerous research studies show increasing interest in Google search volume and its predictive ability to understand investment returns and economic outcomes. In a behavioural finance context, the present research uses Pearson's correlation and panel regression to examine the association of cryptocurrency returns (Bitcoin, Ethereum, and Ripple) and their varied characteristics with the Google search intensity. The study's findings reveal that investors searching for information on Cryptocurrency online drive the price increase in cryptocurrency and push the trading volume up and increase the volatility of the cryptocurrency returns. Furthermore, investor sentiment has a statistically significant impact on cryptocurrencies' trading volume and weekly volatility in periods of high or greedy investor sentiment. The findings imply that the 'price pressure hypothesis' given by Barber and Odean (2008) as a stock market research finding is also present in the cryptocurrency market. � 2023 SCMS Group of Educational Institutions. All rights reserved.
2023-04-03T00:00:00ZPowering the transition: examining factors influencing the intention to�adopt electric vehiclesThakur, AnandKrishnan K, JithinAnsari, Alishahttp://kr.cup.edu.in/handle/32116/30732024-01-21T10:20:32Z2023-11-18T00:00:00ZPowering the transition: examining factors influencing the intention to�adopt electric vehicles
Thakur, Anand; Krishnan K, Jithin; Ansari, Alisha
Purpose: The purpose of the study is to examine the factors that influence people's intention to adopt electric vehicles (EVs). The study used an expanded theory of planned behaviour (TPB) along with the addition of perceived trust and consideration of future consequences (CFC). Design/methodology/approach: The study is based on primary data collected from 282 respondents in Punjab through a questionnaire. The collected data were analysed using SPSS 26 and AMOS 24 to perform confirmatory factor analysis and structural equation modelling. Findings: The empirical analysis indicates that attitude, subjective norms and perceived trust have a significant influence on the adoption intention (AI) of EVs. Research limitations/implications: The implications provide policymakers and marketers with better insights into marketing EVs in the trajectory of sustainable mobility. Marketers should create focussed marketing materials that highlight the environmental ease of use, lower running costs and sophisticated technology of electric automobiles. The limitations of the study provide valuable insights for future researchers. Originality/value: This is the first study that uses CFC with the TPB model in the context of AI of EVs specifically for the Punjab region. � 2023, Emerald Publishing Limited.
2023-11-18T00:00:00ZReaction of Indian Stock Market to Outbreak of COVID-19: An Empirical Analysis of Extreme Inter-day MovementsSharma, DhanrajVerma, RuchitaSam, ShineySharma, Shubhamhttp://kr.cup.edu.in/handle/32116/30722024-01-21T10:20:32Z2023-10-07T00:00:00ZReaction of Indian Stock Market to Outbreak of COVID-19: An Empirical Analysis of Extreme Inter-day Movements
Sharma, Dhanraj; Verma, Ruchita; Sam, Shiney; Sharma, Shubham
The contagious COVID-19 pandemic has been considered a massive global crisis since World War II and has disturbed business and economic activities across the globe. The current study examined the reaction of the stock market�s to the outbreak of COVID-19, considering the extreme inter-day movements in the Indian stock market. The extreme inter-day movements in S&P CNX Nifty-50 have been identified during the study period from January 2020 to December 2021 and further classified into decline and gain events based on positive and negative announcements related to COVID-19. The study utilized an event study approach and panel regression for empirical investigation. The results of the event study analysis illustrate that the significant abnormal loss ranges from 12.86% to 2.47% for the major decline events and significant abnormal return from 8.43% to 3.23% for the gain events. The regression analysis results showed that real return and Central Bank Policy rate have a considerable impact on the abnormal returns during COVID-19. The study�s findings are helpful to policy implications that identified the need to focus on financial education and strengthen the health and finance-related policies to deal with such pandemics in the future. � 2023 MDI.
2023-10-07T00:00:00Z