Browsing by Author "Singh, Harpreet"

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Comparative study of Class Struggle in Urban and Rural societies from the novels The White Tiger by Aravind Adiga and Kankan da Katlam by Ram Sarup Ankhi
(Central University of Punjab, 2018) Singh, Harpreet; Saini Alpna
The present study deals with the issues of the social division of different classes in society as upper and lower class on the economic bases. The division further leads to the dependency of lower classes on upper classes for basic needs which accounts for the subjugation of lower classes. The scenario of class struggle is different in the metro cities as depicted by Adiga in The White Tiger as compared to the agrarian society depicted in Ram Sarup Ankhi's Kankan da Katlaam. The comparative study deals with the similarities and differences in the portrayal of both the writers.
Crop insurance policies in india: An empirical analysis of pradhan mantri fasal bima yojana
(MDPI, 2021-10-27T00:00:00) Kaur, Sandeep; Raj, Hem; Singh, Harpreet; Chattu, Vijay Kumar
India is home to over one-third of all undernourished children worldwide, and it ranks 94th out of 107 nations in the Global Hunger Index 2020. Instability in production and market risks make agriculture a risky business and directly affect farmers� income levels, thereby impacting food security. This review aimed to understand various features of different crop insurance policies in India and to analyze the Pradhan Mantri Fasal Bima Yojana�s (PMFBY) impacts on Indian farmers. A literature search was performed in all popular databases, including Scopus, Web of Science, ProQuest, AGRICOLA, AGRIS, and Google search engines, as well as annual Indian government reports. The keywords �Crop Insurance� OR �Pradhan Mantri Fasal Bima Yojana� OR �National Agriculture Schemes� AND �India� were searched to obtain relevant articles. By using cumulative data, we conducted a multiple regression analysis and a model was developed to estimate the effects of insurance characteristics on farmer coverage for the years 2017�2018 and 2018�2019. Agricultural insurance coverage under PMFBY remained low in terms of the number of farmers insured, the area insured, claims paid, and total farmers benefited. Compared to other schemes, the beneficiary and claim premium ratios were substantially lower under the PMFBY. The multiple regression analysis showed that farmers� premiums have a significant effect on the number of farmers insured over time, although the subsidies do not have a significant influence in farmers� insurance participation. Delays in claim settlement, the complexity of the system, and a lack of awareness among farmers are the major weaknesses of the PMFBY. Greater use of digital media could help spread awareness of these schemes among farmers. � 2021 by the authors. Licensee MDPI, Basel, Switzerland.
An economic analysis of cotton crop failure in the mansa district of punjab.
(Central University of Punjab, 2017) Singh, Harpreet; Bhatia, Sandeep Kaur
At the time of the green revolution, there is a huge increase in the productivity of wheat and rice. Among the various states, Punjab was the leader of the green revolution in India. But from the late 1980s, decline in the prosperity of farmers due to increasing farm costs as input prices has put heavy weight on the farmers to borrow additional from the informal lenders in the lack of access to suitable formal credit. The number of farmer suicides in Punjab is recognized as the changing agricultural relations. The major cause was the productivity of cotton crop failed to put the whole cotton belt under stress. The study was carried out in the Mansa District. However, the study area was confined to those villages where the farmers committed suicides due to cotton crop failure in 2015-16. 81 farmers from 24 villages were surveyed from 5 blocks of Mansa district. Out of 81, Where 31 families were those whose member committed suicide due to cotton crop failure. Most of the farmers in study belong to the small and marginal category of farmers those are most vulnerable from cotton crop failure due to burden of high debt. Benefit -cost analysis and sensitivity analysis were used to know loss, cost and return due to crop failure. Without crop insurance scenario, it was found that the net returns were negative and the B-C ratio remained well below unity. Therefore these results indicate that estimated amount of crop insurance is also not sufficient to Name of Student : Harpreet Singh Registration Number : 15mpheco15 Degree for which submitted : Master of Philosophy (M. Phil.) Name of Supervisor : Dr. Sandeep Kaur Bhatia Name of Centre : Centre for Economic Studies School of studies : School Of Social Sciences iv fill up the loss gap due to crop failure in case of Mansa district of Punjab. Therefore for the comprehensive implementation of the PMFBY in case of Punjab need some modifications regarding the premium rate and indemnity level and special agrarian policy for small and marginal farmers.
PERFORMANCE OF PRADHAN MANTRI FASAL BIMA YOJANA IN HARYANA: A CASE STUDY OF SIRSA AND HISAR DISTRICT
(DAV College, 2022-03-01T00:00:00) Kaur, Sandeep; Raj, Hem; Singh, Harpreet
The present paper is an attempt to study the performance and awareness of Pradhan Mantri FasalBima Yojana in four villages of Sirsa and Hisar of Haryana. The study was based on a field survey conducted through random sampling. The survey finds that the coverage of Pradhan Mantri FasalBima Yojana is still low. The causes of its non-adoption include low indemnity level, less coverage of crops, delay in the claim process, lack of cooperation from banks, involvement of various holders at multistage level and many more. It is also found that awareness about Pradhan Mantri FasalBima Yojana is also low as farmers are not aware of implementing cluster insurance companies, low coverage of various risks and crops, delay in claim payments, complex documentation, etc. The awareness of the yojana can be increased by the awareness campaign at the village level. The banks and digital media can also play an important role in increasing its awareness. � 2022 DAV College. All rights reserved.